For youth who are fourteen (14) and older
- Central office staff request a credit check annually for all youth who have attained fourteen (14) years of age and shares the results with the FSOS, who in turn, forwards them on to the appropriate SSW.
- If no credit history is found, the SSW discusses the results with the youth and maintains a copy in youth’s case file, annually.
- If issues are discovered with the youth’s credit history, the SSW assists the youth in resolving these issues by following guidelines on:
- The Administration for Children and Families website; and
- The Consumer Financial Protection Bureau website.
- The SSW notifies the central office point person at (502) 564-2147, once issues are resolved.
For youth who are eighteen (18) and older
- The SSW assists all youth, eighteen (18) and older, in requesting and interpreting a credit check through AnnualCreditReport.com , until the youth exits care.
- If no credit history is found, the SSW discusses the results with the youth and maintains a copy in youth’s case file, annually.
- If issues are discovered with the youth’s credit history, the SSW assists the youth in resolving these issues by following guidelines on:
- The Administration for Children and Families website; and
- The Consumer Financial Protection Bureau website.
- The SSW reports the following information to central office, via e-mail (chaffeeilp@ky.gov) or by telephone:
- Youth’s name;
- Date of birth;
- Social security number;
- Date credit check was requested online;
- Credit report outcomes; and
- Date any issues were resolved (as applicable).